Pricing

Free to start. €7 when you want the admin done for you.

No caps on any plan. Prices locked for two years from the day you sign up. Cancel any time and keep your data.

Starter

For sending invoices and staying organised.

€0 forever €0 forever

No card needed

Start free
  • Unlimited invoices, quotes, clients and team members
  • Nine invoice designs, your logo and brand colour, any currency
  • Reverse-charge wording, KvK and VAT numbers on every invoice
  • Client VAT numbers checked with VIES
  • How to pay block with IBAN and BIC
  • See when your client received and opened your invoice, right on the invoice
  • Multi-currency invoices with today’s exchange rates in one click
  • Manual expenses, VAT returns (Dutch btw-aangifte and the UK 9 boxes) and reports
  • Your accountant free, with the year package (invoices, expenses, receipts, VAT returns)
  • Proposals your client accepts online, with one click
  • Hours: a timer or time added by hand, made into an invoice
  • Bilio and your invoices in English, Dutch, German, Spanish or Bulgarian
  • Small business schemes: the Dutch KOR and German § 19 UStG
Most freelancers pick this

Pro

For freelancers who want the admin to run itself.

€7 a month €60 a yearsave 29%

14-day free trial

Start 14-day trial
  • Everything in Starter
  • Pay now links on invoices (iDEAL, card, SEPA): Stripe’s fee plus 1% to Bilio per payment
  • Payment QR code on invoices
  • Works with Claude, ChatGPT and Cursor: read, create, send and mark paid, with your OK
  • Receipt scanning and AI categorisation
  • Recurring invoices
  • AI financial advisor
  • All exports (CSV and Excel)
  • Credit notes and a history of every change on each invoice
  • E-invoices to download (UBL and XRechnung)
  • Upload receipts in bulk: each one read into an expense to check
  • Import bank statements (CAMT.053, MT940, CSV) and match payments to invoices and expenses
  • Receipt inbox: forward receipts by email
  • Automatic payment reminders

Coming soon

  • Bank feeds for three accountsJan

Business

For small teams and cross-border businesses.

€15 a month €144 a yearsave 20%

14-day free trial

Start 14-day trial
  • Everything in Pro
  • Priority human support
  • A say in the roadmap

Coming soon

  • Unlimited bank accounts and multi-entityJan
  • Peppol e-invoicing includedFeb
  • Client portal and e-signature on quotesQ2 2027
  • Custom email domain and templatesQ2 2027
On every plan

Three promises on every plan.

  1. No caps.

    We do not count your invoices, clients or colleagues. We never will.

  2. Your price is your price.

    The rate you sign up at holds for 24 months, whatever we change for new customers.

  3. Your money goes to you.

    Payment links pay into your own Stripe account; Stripe sends Bilio 1% of each online payment. Bank transfer always stays an option, free. We never hold your funds.

Compare

What a month costs elsewhere.

PlanPer monthNote
Bilio Pro€7
Moneybird Start€15Billed yearly. No external bank link. Checked 2 Nov 2026
e-Boekhouden ZZP€9.95€4.98 for the first 12 months. Max 240 bookings. Checked 2 Nov 2026
Jortt ZZP€21.95€19.95 a month on a yearly plan. Checked 2 Nov 2026
FreshBooks Lite$235 billable clients. Checked 2 Nov 2026
Wave Pro$19Automatic bank import on Pro only. Checked 2 Nov 2026

Each price read on the competitor’s own pricing page on 2 November 2026. Follow the link to check today’s price.

How does the free plan compare with other free Dutch tools? See six free options compared (in Dutch).

How does Starter compare with other free plans? See six invoicing tools compared.

FAQ

Questions about pricing.

What does the free trial include?
Everything in the plan you chose, for 14 days. No card needed to start it. When it ends, your account drops back to Starter unless you subscribe; nothing is deleted.
Do I have to confirm my email first?
No. Start right away. We’ll ask you to confirm your email before Bilio sends anything on your behalf.
Can I switch plans?
Yes, up or down, any time. Upgrades apply at once; downgrades apply at the end of the period you paid for.
Do you charge per invoice or per client?
No. Never.
What about payment fees?
Payment links (Pro and Business): your clients pay online with iDEAL, card or SEPA, and the invoice marks itself paid. Stripe’s processing fee applies (about 1.4% plus a fixed amount for European cards, less for iDEAL), plus 1% to Bilio per payment. Bank transfer always stays free.
Do you take a cut of my payments?
Only when your client pays online through a Pay now link: 1% of the payment, on top of Stripe’s fee. Payments by bank transfer cost nothing.
What is Peppol and do I need it?
The EU standard for e-invoices, mandatory for business invoices in Belgium since January 2026 and in Germany from 2028. Sending over Peppol comes to Bilio in February, included on Business and €0.25 a document on the other plans. Until then you can download UBL e-invoices on Pro.
Can I use Bilio in the UK?
Yes. Invoice in pounds or any currency, with UK VAT wording and the nine-box VAT return. Plans are billed in euros. Bilio isn’t MTD-recognised software, so VAT returns are submitted with bridging software. More on the page for UK freelancers.
Is there a discount for accountants or associations?
Do you offer invoices for my subscription?
Yes, Stripe emails an invoice for every payment.
Get started

Your first invoice takes four minutes.

Create an account with your email and follow the five-step setup: business details, VAT and KvK, IBAN, first client, first invoice. No card, no setup fee, no downloads. Cancel any time and take your data with you.

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