Clients invoiced through Bilio, across Europe, the UK and the US
Countries: the Netherlands, Finland, France, the United States, the United Kingdom, Belgium, Bulgaria, Slovakia, Spain, Italy, Sweden, Denmark and Ireland.
Other tools give you five clients or three invoices a month and then ask for a card. Bilio’s free plan has unlimited invoices, quotes, clients and team members. When you upgrade, the price you see is the price for two years.
A typical free plan3 of 3 invoices
Add a card to continue
Bilio Starter, €0No limit
∞Invoices
∞Quotes
∞Clients
∞Team members
Your price, locked for 24 months
02
Made for cross-border work
Your clients are in three countries and your VAT rules are in four. Bilio checks their VAT number, writes the reverse-charge line for you, invoices in their currency and keeps your btw, IVA or DDS report ready for the quarter.
🇳🇱Client in the Netherlands21% btw
🇫🇮Client in FinlandVAT reverse-charged
🇫🇷Client in FranceVAT reverse-charged
btwIVADDSready for the quarter
Reverse charge and VAT check: December
03
Natively AI
Connect Bilio to Claude, ChatGPT or Cursor and say “draft an invoice for Kanso for October”. The draft appears in Bilio; check it there, or let your assistant send it once you OK the preview. You decide what each assistant may do.
Live
You askDraft an invoice for Kanso for October
Bilio draftsDraft Kanso · October Waiting for you in Bilio
You sendSend invoice
The product
Everything a freelancer’s admin needs, nothing a corporate’s does.
01Live
Invoices and quotes
Five templates, your logo, discounts, any currency. Send from Bilio and see when it is opened. Turn an accepted quote into an invoice in one click.
5 templates
Open and click tracking
Quote to invoice
Any currency
02Live
Expenses and receipts
Photograph a receipt; Bilio reads the amount, vendor, date and VAT and files it. Mark what is deductible.
Reads vendor, date and VAT
AI categories
Deductible or not
03Live
VAT and tax reports
Your quarter’s VAT position at a glance, with the deadline shown. Dutch btw, Spanish IVA and Modelo 130 estimate, Bulgarian DDS. Export for your accountant.
🇳🇱 btw and KOR
🇪🇸 IVA and Modelo 130
🇧🇬 DDS
Deadline shown
04Live
Recurring invoices and team
Retainers go out on schedule. Invite a colleague or your accountant with the right role.
I invoice clients in the Netherlands, Finland and France, split between 21% btw and reverse charge, and I got tired of tools that cap the free plan at three invoices. So I built the one I wanted and have used it for my own studio since July 2025. If something is wrong with it, I find out on my own invoices first.
Stefka Ivanova, founder
“Bilio made sending proposals and invoices feel effortless. Clients always comment on how professional everything looks. Payments come in faster now, and the follow-ups basically run themselves.”
Stefka Ivanovafounder and first user
Natively AI · Live now
Ask Claude to draft the invoice.
Connect Bilio to Claude, ChatGPT or Cursor. Ask who owes you and what your VAT is, draft invoices and quotes, mark them paid, and send invoices, quotes and reminders once you OK a preview, in plain words. You decide what each assistant may do.
Who hasn’t paid me?Draft an invoice for Kanso for OctoberWhat is my VAT position for this quarter?Mark 2026-049 as paidLog the €49 Adobe receipt as softwareDuplicate last month’s invoice for HappeoWhat was my profit this year?Send a reminder to everyone 14 days lateWho hasn’t paid me?Draft an invoice for Kanso for OctoberWhat is my VAT position for this quarter?Mark 2026-049 as paidLog the €49 Adobe receipt as softwareDuplicate last month’s invoice for HappeoWhat was my profit this year?Send a reminder to everyone 14 days late
Who hasn’t paid me?Draft an invoice for Kanso for OctoberWhat is my VAT position for this quarter?Mark 2026-049 as paidLog the €49 Adobe receipt as softwareDuplicate last month’s invoice for HappeoWhat was my profit this year?Send a reminder to everyone 14 days lateWho hasn’t paid me?Draft an invoice for Kanso for OctoberWhat is my VAT position for this quarter?Mark 2026-049 as paidLog the €49 Adobe receipt as softwareDuplicate last month’s invoice for HappeoWhat was my profit this year?Send a reminder to everyone 14 days late
Draft an invoice for Happeo for October, 40 hours at 120.
Draft created in Bilio
2026-052 · Happeo · draft€4,800.00
Nothing has been sent. Open it in Bilio to check and send.
Real users
Four freelancers on the parts they use most.
Invoicing and reminders
“I used to spend hours each week on admin. Now, with Bilio’s recurring invoices and email tracking, I barely lift a finger. It’s like having an assistant who never forgets.”
Alexander GrifithsContent StrategistVAT reports
“Keeping up with VAT used to be a nightmare. Bilio tracks everything in real time, and the reports are ready whenever I need them. I haven’t touched a spreadsheet in months.”
Nela LinaresCreative Marketing LeaderDashboard
“The overview dashboard is a game-changer. I can open Bilio and instantly see how I’m doing, where I’m earning, and what needs attention. It’s the clarity I didn’t know I needed.”
SZSanne ZuidgeestVideographerAI advisor
“The AI suggestions have been surprisingly helpful. Bilio flagged overspending trends I had missed and suggested ways to rebalance my pricing. My profits are up, and I feel in control.”
