01
No caps, ever
Other tools give you five clients or three invoices a month and then ask for a card. Bilio’s free plan has unlimited invoices, quotes, clients and team members. When you upgrade, the price you see is the price for two years.
New Natively AI: Bilio inside Claude and ChatGPT, from November
Send invoices and quotes, track expenses and VAT, and get paid in any currency. Free, with no caps on invoices or clients. Built in the EU.
- Unlimited invoices on the free plan
- Prices locked for two years
- Natively AI: works with Claude and ChatGPT
Try it Where is your client?
Invoice2025-0048 Bill toClient in Helsinki
Brand strategy, 40 h × € 100€ 4,000.00
VAT reverse-charged€ 0.00
Total EUR€ 4,000.00
EU business client: 0% and both VAT numbers
Standard EU rules. VAT-number check and automatic reverse charge ship in December.
Facts we can stand behind
- NL · FI · FR
- Clients invoiced through Bilio
- July 2025
- In daily use since
- In the EU
- Built and hosted
- None
- Card needed to start
Why Bilio
Three things we will not do to you.
02
Reverse charge and VAT check: December Made for cross-border work
Your clients are in three countries and your VAT rules are in four. Bilio checks their VAT number, writes the reverse-charge line for you, invoices in their currency and keeps your btw, IVA or DDS report ready for the quarter.
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Natively AI
Connect Bilio to Claude, ChatGPT or Cursor and say “draft an invoice for Kanso for October”. The draft appears in Bilio; you press send.
November- You ask Draft an invoice for Kanso for October
- Bilio drafts Draft Kanso · October Waiting for you
- You send Send invoice
The product
Everything a freelancer’s admin needs, nothing a corporate’s does.
Live
Invoices and quotes
Five templates, your logo, discounts, any currency. Send from Bilio and see when it is opened. Turn an accepted quote into an invoice in one click.
See the full product, and what ships next
Live
Expenses and receipts
Photograph a receipt; Bilio reads the amount, vendor, date and VAT and files it. Mark what is deductible.
See the full product, and what ships next
Live
VAT and tax reports
Your quarter’s VAT position at a glance, with the deadline shown. Dutch btw, Spanish IVA and Modelo 130 estimate, Bulgarian DDS. Export for your accountant.
See the full product, and what ships next Live
Recurring invoices and team
Retainers go out on schedule. Invite a colleague or your accountant with the right role.
See the full product, and what ships next
Built by a freelancer
I run my own studio on Bilio.
I invoice clients in the Netherlands, Finland and France, split between 21% btw and reverse charge, and I got tired of tools that cap the free plan at three invoices. So I built the one I wanted and have used it for my own studio since July 2025. If something is wrong with it, I find out on my own invoices first.
Stefka Ivanova, founder
“Bilio made sending proposals and invoices feel effortless. Clients always comment on how professional everything looks. Payments come in faster now, and the follow-ups basically run themselves.”
Natively AI · November
Ask Claude to draft the invoice.
Connect Bilio to Claude, ChatGPT or Cursor and ask it to draft invoices, log expenses and tell you who owes you. Drafts appear in Bilio; sending always needs your confirmation.
Real users
Five freelancers on the parts they use most.
“I used to spend hours each week on admin. Now, with Bilio’s recurring invoices and email tracking, I barely lift a finger. It’s like having an assistant who never forgets.”
“Keeping up with VAT used to be a nightmare. Bilio tracks everything in real time, and the reports are ready whenever I need them. I haven’t touched a spreadsheet in months.”
“I finally stopped losing receipts and guessing my expenses. Bilio’s expense tracking is clean and simple, and it helps me budget without overthinking. My accountant loves it too.”
“The overview dashboard is a game-changer. I can open Bilio and instantly see how I’m doing, where I’m earning, and what needs attention. It’s the clarity I didn’t know I needed.”
“The AI suggestions have been surprisingly helpful. Bilio flagged overspending trends I had missed and suggested ways to rebalance my pricing. My profits are up, and I feel in control.”
Pricing
Free to start. EUR 7 when you want more.
Get started
Your first invoice takes four minutes.
Create an account with your email, add your business details, send. No card, no setup fee, no downloads. Cancel any time and take your data with you.