Natively AI · 52 tools

Your books, inside Claude, ChatGPT and Cursor.

Ask who owes you, log your hours and invoice them, drop in a receipt, fix an invoice with a credit note, or check your btw box by box, in plain words. Bilio does the work in your account; anything that reaches a client waits for your OK.

Connector URL https://mcp.getbilio.com/mcp

Connect Bilio Read the docs

52tools
6permissions you control
0emails sent without your OK
EUwhere the connector runs

See it work

Six jobs you can hand over today.

Pick one, or let it play. Every answer comes from Bilio’s own tools, in your own account.

Who hasn’t paid me yet?

get_overdue

Three invoices are overdue: 2026-041, Kestrel & Pine B.V., €2,420.00, 12 days late; 2026-044, Studio Halvar, €1,210.00, 5 days; 2026-046, Brightfold Oy, €4,000.00, 2 days. Shall I prepare reminders? You’ll see each email before anything is sent.

Reminder preview

To: [email protected]
Invoice: 2026-041 · €2,420.00
Attached: Invoice PDF

Confirm and send

Log 3 hours for Brightfold on the website today, then invoice everything unbilled.

log_timeinvoice_time

Logged 3 hours for Brightfold Oy, Website. Draft invoice 2026-052 is ready: 32.5 hours, one line per project, €3,087.50. It’s a draft: check it in Bilio before it goes out.

Draft 2026-052

Website, 24.5 h × €95: €2,327.50
Brand workshop, 8 h × €95: €760.00
Total: €3,087.50

Open in Bilio

Add this receipt. 📎 pixelmint-october.pdf

add_expense_from_receipt

Added: Pixelmint, 4 October, €59.99 including €10.41 VAT at 21%, category Software, receipt attached. It’s marked To review, so it stays out of your VAT return until you check it.

Expense · To review

Supplier: Pixelmint
Amount: €59.99
VAT 21%: €10.41

Looks right

Invoice 2026-031 had the wrong rate. Make a credit note for it.

get_invoicecreate_credit_note

Draft credit note 2026-053 cancels 2026-031 in full: −€3,800.00 and −€798.00 VAT, with a reference to the original, which stays as it was. Want me to draft the corrected invoice too?

Credit note 2026-053

Corrects: 2026-031
Amount: −€3,800.00
VAT 21%: −€798.00

Open draft

What’s my btw for Q3, box by box?

get_vat_summary

Q3 2026: 1a sales at 21% €9,450 with €1,984.50 VAT, 3b services to EU businesses €4,950, 5b input VAT €612.50. To pay: €1,372.00, due 31 October.

Btw-aangifte Q3

1a: €9,450 · €1,984.50
3b: €4,950
5b: −€612.50

To pay €1,372.00

I have a client in New York. Add US dollars at 0.92.

manage_currency

Added US dollars with a rate of 0.92. You can now invoice in dollars; your books and VAT return stay in euros. (This needed the Change company settings permission, which you switched on.)

Currencies

EUR: Default
GBP: 0.86
USD: 0.92 · new

Saved

Setup

Three steps, under a minute.

Works with any assistant that supports custom MCP connectors, including Claude, ChatGPT and Cursor. No Bilio account yet? Start the 14-day Pro trial; it includes the connector, with no card needed.

1
Add the connector

In your assistant’s connector settings, add a custom connector with this URL: https://mcp.getbilio.com/mcp
2
Sign in and choose

Your assistant opens Bilio. Sign in, pick the company it may use, and switch on what it may do: read, draft, change status, delete, send or change settings.
3
Ask

“Who hasn’t paid me?” “Log 3 hours for Brightfold and invoice them.” “Add this receipt.”

Things to ask

Copy one into your assistant.

Who hasn’t paid me? List my overdue invoices and how many days late each is.
Draft an invoice for [client] for [work] at [rate]; use their usual currency.
What is my VAT position for this quarter?
Duplicate last month’s invoice for [client] and change the hours to 32.
Kestrel & Pine paid invoice 2026-049 yesterday. Mark it as paid.
Brightfold approved the website quote. Mark it approved and turn it into an invoice.
Set up a monthly invoice for Kestrel & Pine: 20 hours at 95, starting 1 November.
Log the €49 Pixelmint receipt from today as software.
Log 3 hours for Brightfold on the website today, then invoice all their unbilled hours.
Invoice 2026-031 had the wrong rate. Make a credit note for it.
What was my profit this year, excluding VAT?
Send the gentle reminder to everyone over 14 days late.

You stay in control

You decide what each assistant may do.

Choose when you connect, change it any time in Settings → Connected assistants, or disconnect with one click.

Read Always on

Clients, invoices, quotes, expenses and reports. Always on.
Create and edit drafts On by default

Draft invoices, quotes and credit notes, turn approved quotes into invoices, log hours and invoice them, set up recurring invoices, add clients, expenses and receipts. Drafts never reach a client.
Change status Off by default

Mark invoices paid, due or unpaid; mark quotes approved or rejected; revert to draft; pause, resume or cancel recurring invoices. No email is sent.
Delete Off by default

Remove draft invoices and quotes, recurring invoices, clients with no invoices, and expenses. Always shows a preview and asks you to confirm.
Change company settings Off by default

Add, change or remove currencies and their rates. Off until you switch it on.
Send emails to clients Off by default

Invoices, quotes and payment reminders, with the PDF attached. Always shows you a preview and asks you to confirm before it goes out.

Drafts never reach a client. Sent and paid invoices can’t be edited or deleted from an assistant, because they are part of your books: you correct them with a credit note. Receipts an assistant adds are marked To review and stay out of your VAT return until you check them. Every delete and every email to a client shows a preview first and needs your confirmation. The assistant only sees the company you chose, and viewers can only ever read. In Settings → Connected assistants you see each assistant, when it was last used and every change it made, with the time.

For developers

A remote MCP server at https://mcp.getbilio.com/mcp with OAuth 2.1 on your Bilio login (PKCE, dynamic client registration, scopes bilio.read and bilio.write), running in the EU. All 52 tools, with the permission each needs, are on the docs page.

AI advisor

“The AI suggestions have been surprisingly helpful. Bilio flagged overspending trends I had missed and suggested ways to rebalance my pricing. My profits are up, and I feel in control.”

Natalia RicoFreelance Software Engineer

Questions

Before you connect.

Which assistants work with Bilio?

Claude, ChatGPT and Cursor, and any assistant that supports remote MCP servers with OAuth. You add one URL and sign in to Bilio; there is no API key.

Which plan do I need?

Pro (€7 a month) or Business. The 14-day free trial includes the connector, with no card needed.

Can my assistant send emails to my clients on its own?

No. Sending is off until you switch it on, and every invoice, quote or reminder shows you a preview first; nothing goes out until you confirm.

Can it read my receipts?

Yes. Give your assistant a PDF or a photo (up to 5MB) and Bilio reads it into an expense with the receipt attached: supplier, date, amount, VAT and the supplier’s country. It is marked To review and stays out of your VAT return until you check it.

Can it track my hours?

Yes. It logs hours per client and project, lists what is not invoiced yet, and turns a client’s unbilled hours into a draft invoice.

Where does my data go?

The connector runs in the EU, next to the Bilio database. What a tool returns goes to the assistant you connected, under your agreement with that provider.

Can I see what my assistant did?

Yes. Settings → Connected assistants shows each assistant, when it was last used, and every change it made, with the time. Entries are kept for 12 months.

Natively AI

Your books, one question away.

Add one URL to Claude, ChatGPT or Cursor, sign in to Bilio and ask. 52 tools, your permissions, nothing sent without your OK. Included on Pro, and in the 14-day free trial with no card needed.

Connect Bilio Start the free trial