Title: Bilio: invoicing and bookkeeping for freelancers URL: https://getbilio.com/ Description: Send invoices and quotes, track expenses and VAT, get paid in any currency. Free with no caps. Built in the EU. Last updated: 2026-10-05 [New Bilio now works inside Claude, ChatGPT and Cursor](https://getbilio.com/works-with-your-assistant) # Bill smarter. Get paid faster. Send invoices and quotes, track expenses and VAT, and get paid in any currency. Free, with no caps on invoices or clients. Built in the EU. [Start free · no card needed](https://app.getbilio.com/register) [See pricing](https://getbilio.com/pricing) - Unlimited invoices on the free plan - Prices locked for two years - Natively AI: works with Claude and ChatGPT ![Bilio advanced reporting: revenue, revenue excluding VAT, VAT total, expenses, VAT recoverable and net profit for the year](https://getbilio.com/screens/reporting.webp) ## Facts we can stand behind - 13 countries Clients invoiced through Bilio, across Europe, the UK and the US Countries: the Netherlands, Finland, France, the United States, the United Kingdom, Belgium, Bulgaria, Slovakia, Spain, Italy, Sweden, Denmark and Ireland. - 15 months In daily use since July 2025, on real invoices - In the EU Where your data is stored - No card Needed to start, on any plan Why Bilio ## Three things we will not do to you. 01 ### No caps, ever Other tools give you five clients or three invoices a month and then ask for a card. Bilio’s free plan has unlimited invoices, quotes, clients and team members. When you upgrade, the price you see is the price for two years. 02 ### Made for cross-border work Your clients are in three countries and your VAT rules are in four. Bilio checks their VAT number, writes the reverse-charge line for you, invoices in their currency and keeps your btw, IVA or DDS report ready for the quarter. (Reverse charge and VAT check: December) 03 ### Natively AI Connect Bilio to Claude, ChatGPT or Cursor and say “draft an invoice for Kanso for October”. The draft appears in Bilio; check it there, or let your assistant send it once you OK the preview. You decide what each assistant may do. (Live) 1. You ask Draft an invoice for Kanso for October 2. Bilio drafts **Draft** Kanso · October _Waiting for you in Bilio_ 3. You send Send invoice The product ## Everything a freelancer’s admin needs, nothing a corporate’s does. 1. 01 (Live) ### Invoices and quotes Five templates, your logo, discounts, any currency. Send from Bilio and see when it is opened. Turn an accepted quote into an invoice in one click. - 5 templates - Open and click tracking - Quote to invoice - Any currency ![An invoice in Bilio with a line discount, the 21% VAT breakdown, and Send reminder, Mark as paid and View tracking actions](https://getbilio.com/screens/invoice.webp) 2. 02 (Live) ### Expenses and receipts Photograph a receipt; Bilio reads the amount, vendor, date and VAT and files it. Mark what is deductible. - Reads vendor, date and VAT - AI categories - Deductible or not ![Bilio report cards: revenue, VAT total, total expenses, VAT recoverable and net profit](https://getbilio.com/screens/expenses.webp) 3. 03 (Live) ### VAT and tax reports Your quarter’s VAT position at a glance, with the deadline shown. Dutch btw, Spanish IVA and Modelo 130 estimate, Bulgarian DDS. Export for your accountant. - 🇳🇱 btw and KOR - 🇪🇸 IVA and Modelo 130 - 🇧🇬 DDS - Deadline shown ![Bilio advanced reporting with an analytics period picker, revenue, VAT and expense totals](https://getbilio.com/screens/reporting.webp) 4. 04 (Live) ### Recurring invoices and team Retainers go out on schedule. Invite a colleague or your accountant with the right role. - Retainers on schedule - Owner, admin and viewer roles ![The Bilio overview: total revenue, revenue excluding VAT and the VAT total](https://getbilio.com/screens/overview.webp) 5. [See the full product, and what ships next](https://getbilio.com/product) Built by a freelancer ## I run my own studio on Bilio. I invoice clients in the Netherlands, Finland and France, split between 21% btw and reverse charge, and I got tired of tools that cap the free plan at three invoices. So I built the one I wanted and have used it for my own studio since July 2025. If something is wrong with it, I find out on my own invoices first. Stefka Ivanova, founder > “Bilio made sending proposals and invoices feel effortless. Clients always comment on how professional everything looks. Payments come in faster now, and the follow-ups basically run themselves.” **Stefka Ivanova**founder and first user Natively AI · Live now ## Ask Claude to draft the invoice. Connect Bilio to Claude, ChatGPT or Cursor. Ask who owes you and what your VAT is, draft invoices and quotes, mark them paid, and send invoices, quotes and reminders once you OK a preview, in plain words. You decide what each assistant may do. [Connect Bilio](https://getbilio.com/works-with-your-assistant#setup)[Read the docs](https://getbilio.com/mcp) Real users ## Four freelancers on the parts they use most. Invoicing and reminders > “I used to spend hours each week on admin. Now, with Bilio’s recurring invoices and email tracking, I barely lift a finger. It’s like having an assistant who never forgets.” **Alexander Grifiths**Content Strategist VAT reports > “Keeping up with VAT used to be a nightmare. Bilio tracks everything in real time, and the reports are ready whenever I need them. I haven’t touched a spreadsheet in months.” **Nela Linares**Creative Marketing Leader Dashboard > “The overview dashboard is a game-changer. I can open Bilio and instantly see how I’m doing, where I’m earning, and what needs attention. It’s the clarity I didn’t know I needed.” **Sanne Zuidgeest**Videographer AI advisor > “The AI suggestions have been surprisingly helpful. Bilio flagged overspending trends I had missed and suggested ways to rebalance my pricing. My profits are up, and I feel in control.” **Natalia Rico**Freelance Software Engineer Pricing ## Free to start. €7 when you want more. [Starter €0 forever Unlimited invoices and clients.](https://getbilio.com/pricing)[Pro €7 a month Receipts, reminders, bank feeds, your assistant.](https://getbilio.com/pricing)[Business €15 a month Peppol, client portal, priority support.](https://getbilio.com/pricing) [Compare plans](https://getbilio.com/pricing) Get started ## Your first invoice takes four minutes. Create an account with your email, add your business details, send. No card, no setup fee, no downloads. Cancel any time and take your data with you. [Start free](https://app.getbilio.com/register) [Talk to us](https://getbilio.com/contact)